Money & Work tools
Money & Work calculators
Tips, paychecks, loans and savings — calm, accurate money math for everyday decisions.
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PopularTip Calculator
Quick tips for any bill.
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Split Bill Calculator
Fair split with tip and tax.
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Discount Calculator
Sale price after % off.
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Sales Tax Calculator
Add tax to any price.
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Work Hours Calculator
Hours per shift, including breaks.
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Overtime Calculator
Regular and overtime pay.
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Salary Calculator
Annual salary across pay periods.
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Hourly to Salary Calculator
Hourly rate → annual salary.
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Paycheck Calculator
Lite take-home estimator.
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PopularLoan Payment Calculator
Monthly payment on any loan.
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Mortgage Calculator
Monthly payment, total interest.
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Interest Calculator
Simple and compound interest.
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Savings Calculator
Watch monthly deposits grow.
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Debt Payoff Calculator
How long until you're debt-free.
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Credit Card Payoff Calculator
High-APR payoff time and interest cost.
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Debt Snowball Calculator
Smallest-balance-first payoff plan.
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Debt Avalanche Calculator
Highest-interest-first payoff plan.
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Emergency Fund Calculator
Savings goal and timeline.
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Salary to Hourly Calculator
Annual salary → hourly rate.
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Time Card Calculator
One shift — hours, breaks, pay.
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Timesheet Calculator
Weekly hours, overtime and pay.
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Hours Worked With Lunch Calculator
Net hours after lunch break.
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Pay Period Calculator
Pay across every period.
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Biweekly Pay Calculator
Biweekly gross pay estimator.
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PTO Accrual Calculator
Vacation hours earned over time.
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Net Worth Calculator
Assets minus liabilities — your total net worth.
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Monthly Budget Calculator
Income, expenses, and money left over.
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50/30/20 Budget Calculator
Needs, wants, savings split from income.
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Savings Rate Calculator
What share of income you actually save.
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Financial Runway Calculator
How many months your savings will last.
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Savings Goal Calculator
Monthly amount needed to hit a goal by a date.
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FIRE Calculator
Financial-independence target and timeline.
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Mortgage Affordability Calculator
How much house you can afford.
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Rent vs Buy Calculator
Compare renting and buying side by side.
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Extra Mortgage Payment Calculator
Interest saved and payoff time from extra principal.
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Amortization Schedule Calculator
Loan breakdown by month and year.
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Refinance Break-Even Calculator
When refinancing actually pays off.
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Down Payment Calculator
Down payment, loan amount, and months to save.
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Closing Cost Calculator
Estimate cash needed at closing.
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Auto Loan Calculator
Car loan payment and total interest.
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Car Payment Calculator
Quick monthly car payment estimate.
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Car Affordability Calculator
How much car you can afford.
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Lease vs Buy Car Calculator
Compare leasing and buying a car.
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Total Car Ownership Calculator
Monthly and annual cost of owning a car.
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Fuel Cost Calculator
Trip, monthly and annual gas cost.
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Commute Cost Calculator
Real cost of your weekly commute.
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Retirement Calculator
Project your retirement savings and gap.
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401(k) Calculator
Contributions, employer match, and future balance.
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Roth IRA Calculator
Future value of Roth IRA contributions.
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Investment Return Calculator
Total and annualized return on an investment.
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Inflation Calculator
Future cost and purchasing power over time.
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Retirement Withdrawal Calculator
How long retirement savings may last.
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Safe Withdrawal Rate Calculator
Annual and monthly income at a chosen withdrawal rate.
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Profit Margin Calculator
Profit, margin and markup from price and cost.
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Markup Calculator
Set selling price from cost and markup.
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Break-Even Calculator
Units and revenue to cover fixed costs.
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ROI Calculator
Return on investment, gain and multiple.
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Commission Calculator
Sales commission and total pay.
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Freelance Hourly Rate Calculator
Hourly rate from an income goal.
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Invoice Due Date Calculator
Net 15 / 30 / 45 / 60 due dates.
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Grocery Budget Calculator
Weekly, monthly and annual grocery cost.
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Meal Cost Per Serving Calculator
Cost per serving of a homemade meal.
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Price Per Unit Calculator
Compare unit prices side by side.
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Protein Cost Per Serving Calculator
Cost per serving and per gram of protein.
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Restaurant vs Home Meal Cost Calculator
Weekly, monthly and annual savings from cooking.
Common money paths
Most used in Money & Work
Common tasks
- Calculate pay from salary or hours
- Track weekly work hours
- Estimate biweekly pay
- Plan debt payoff
- Compare snowball vs avalanche
- Build an emergency fund
- Estimate mortgage payments and affordability
- Compare rent vs buy
- Plan a down payment and closing costs
- See how savings grow
Everyday money
Pay & work
- Salary Calculator$60k a year per month
- Hourly to Salary Calculator$20/hr a year
- Salary to Hourly Calculator$50k a year hourly
- Paycheck Calculator$60k take home
- Overtime Calculatorovertime at $25/hr
- Work Hours Calculatorweekly timesheet
- Time Card Calculatortime card hours
- Timesheet Calculatorweekly hours timesheet
- Hours Worked With Lunch Calculatorhours minus 30 min lunch
- Pay Period Calculatorbiweekly to annual
- Biweekly Pay Calculator$60k biweekly pay
- PTO Accrual Calculatorpto accrual rate
Budget & freedom
- Monthly Budget Calculatormonthly budget template
- 50/30/20 Budget Calculator50 30 20 budget
- Savings Rate Calculatorsavings rate formula
- Net Worth Calculatorcalculate my net worth
- Financial Runway Calculatorhow long will my money last
- Savings Goal Calculatorsave $10,000 in 2 years
- FIRE Calculatorfire number
Debt & payoff
Savings & safety
Loans & housing
- Mortgage Calculatormortgage on $400k
- Mortgage Affordability Calculatorhow much house can I afford
- Rent vs Buy Calculatorrent or buy
- Down Payment Calculatordown payment on $400k house
- Amortization Schedule Calculatoramortization schedule
- Extra Mortgage Payment Calculatorextra mortgage payment
- Refinance Break-Even Calculatorrefinance break even
- Closing Cost Calculatorclosing costs
- Loan Payment Calculator$20,000 loan at 7%
Auto & transportation
Retirement & investing
- Retirement Calculatorhow much will I have at retirement
- 401(k) Calculator401k calculator
- Roth IRA Calculatorroth ira calculator
- Investment Return Calculatorannualized return
- Inflation Calculatorwhat will $100 be worth
- Retirement Withdrawal Calculatorhow long will my money last
- Safe Withdrawal Rate Calculator4 percent rule
Business & pricing
Food & grocery
- Grocery Budget Calculatorhow much should I spend on groceries
- Meal Cost Per Serving Calculatorhow much does a homemade meal cost
- Price Per Unit Calculatorprice per ounce
- Protein Cost Per Serving Calculatorcheapest source of protein
- Restaurant vs Home Meal Cost Calculatorhow much does eating out cost per year
Frequently asked
Do you store any of my financial inputs?
No. Every value stays in your browser. Optional history is local only and you can clear it any time.
Are the loan and mortgage formulas accurate?
We use the standard amortization formula. Real lenders may add taxes, insurance and fees on top.
Are taxes calculated for my country?
Sales Tax and Paycheck calculators take a tax rate as input rather than guessing — they work for any region.
Which calculator should I use for car loans?
Loan Payment Calculator handles auto, personal and other consumer loans. Mortgage Calculator is tuned for long-term home loans.